Capital One Bank Mortgage

Capital One, headquartered in McLean, Virginia, is a financial holding company whose principal subsidiaries are Capital One Bank, Capital One, F.S.B., Capital One Auto Finance Inc., and Hibernia National Bank.  Richard Fairbank is founder, Chairman and Chief Executive Officer of Capital One Financial Corporation.  He founded Capital One in 1988 based on his belief that the power of information, technology, testing and great people could be combined to bring highly customized financial products directly to consumers. 

During the 1990’s they pioneered the mass marketing of their Capital One branded credit cards, becoming one of the nations most recognized brands.  They now are one of America's largest consumer financial franchises, with almost 50 million customer accounts.

Applying for a Capital One loan is an easy and fast process.  A borrower can apply for a loan online or by phone and can receive an approval in as little as thirty minutes.  They send the paperwork to your home or office by next day delivery, and as soon as you sign and notarize it, you can close your mortgage in ten days or less.  Each application is individual and may take a different amount of time, however.

Capital one offers many types of home loans, including home equity loans, debt consolidation, home purchase and refinance loans.  Some of their recommended funding options are as follows:

Loans Funded by Capital One Bank Mortgage

• 30, 25, 20,15, and 10 Year fixed Rate Mortgages
• Basic Adjustable Rate Loans
• Fixed Period Adjustable Rate Loans with 3, 5, 7, or 10 Year Periods
• Jumbo Loans
• Home Equity Fixed Rate Loans
• Home Equity Lines of Credit
• Debt Consolidation (borrow up to 125% of home’s value)

Recent Capital One Bank Mortgage News

All of Capital One’s home loans have an option for those whose credit score is lower than average.  The home equity loans and lines have $0 closing cost options, while many of the purchase loans have no money down options.  They offer various loan calculators on their website and a considerable amount of information so the client can make an informed decision concerning their loan.

Capital One’s buyout of Hibernia Bank created some industry praise recently.  Hibernia’s corporate headquarters were severely damaged by hurricane Katrina and Capital One could have reneged on the deal, but they stayed the course, living up to their motto, “Do the Right Thing.”  Also in the news, Capital One agreed to buy eSmartloan from the National Bank of Kansas City for $155 million in cash in February of 2005.

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Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.