Central Bank Mortgage

Central Bank Mortgage is a subsidiary of Central Bancshares, Inc. and provides secondary market mortgage lending in Clark, Fayette, Jessamine, Scott and Bath counties. Central Bancshares operates a total of 19 full service banking centers, 26 ATMs, and an insurance agency in Clark, Fayettte, Jessamine, Scott and Bath counties.  As of March 31, 2003, Central Bancshares' total assets were $1.127 billion.

Central Bancshares and Central Mortgage Bank Company have a mission to be a financial services company that delivers superior service and value to each customer they serve.  They always emphasize the satisfaction of their customers and employees believing that quality people make the Central Difference.  Central Bank Mortgage has an extended customers bill of rights and  regards protecting their customers privacy as a top priority.

Central Mortgage knows that today’s home buyers are challenged with a plethora of loan options.  Their loan consultants will aid the customer in finding a mortgage that will best fulfill his/her needs, using their expertise and experience.  They like to use simple, everyday, jargon-free language to make the loan process more easily understood.  Central Mortgage has a variety of flexible financing options such as:

Loans Funded by Central Bank Mortgage

• Conventional Fixed and Variable Rate Loans
• Jumbo Fixed and Variable Rate Loans
• FHA Loans
• VA Loans
• Kentucky Housing Corporation (KHC) Loans
• Balloon Loans
• Investor Loans
• Stated Income Loans
• Extended Lock-In
• Gold Equity Lines (a Home Equity Line of Credit)

Recent Central Bank Mortgage News

The business investor can also look to Central Mortgage for his/her real estate loan needs.  Central offers land acquisition and development loans, construction loans, and term financing loans.  Whether the client is a personal or business customer, he/she will need to visit any of Central’s mortgage offices or call one of their experienced mortgage lenders.  They do not have an online application process.

Central’s assets were up 2345% in 2005 over 2004, and their gross loans and leases rose 18.59% to $1.247 billion for 2005.  They also posted record earnings for the year.

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Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.