EverHome Mortgage Company

EverHome Mortgage is a mortgage lending division of EverBank, which is part of the EverBank Financial Corporation.  EverBank Financial Corp is a $3.6 billion unitary thrift holding company headquartered in Jacksonville, FL that employs over 1,500 employees nationwide. One of the nation's fastest-growing diversified financial services firms, EverBank delivers innovative products directly to consumers and through business partners in all 50 states. EverBank provides banking and mortgage services to consumers nationwide and has a retail presence in North Florida.  The mortgage lending division of EverBank, EverHome Mortgage Company, provides mortgage and home equity loans on over 300,000 loans with principal balances of $36 billion.

EverHome Mortgage is a strictly online mortgage lender.  Their use of up to the minute technology and live service support to process the customer’s application makes for a quick, almost instantaneous, mortgage decision.  The applications are easy to complete and their service is friendly and efficient.  It will only take about 15 minutes for the customer to complete his/her application.  The customer will then receive a decision immediately; usually by e-mail within less than 10 seconds, but certainly within 3 business hours (EST, closed Sundays).

Most traditional lenders employ loan officers who meet with borrowers in person to take loan applications and are generally paid on commissions. Since the customer completes the application online, there's no need for a commissioned loan officer. EverHome then passes the savings on to the customer by providing the lowest rates and fees available.  Some of EverHome’s products are as follows:

Loans Funded by EverHome Mortgage Company

• 30, 25, 20, 15, and 10 Year Fixed Rate Loans
• 30 Year Interest Only Fixed Rate Loans
• 1, 3, 5, and 7 Year Adjustable Rate Mortgages
• 3, 5, and 7 Year Adjustable Rate Interest Only Period Loans
• Refinance Mortgages
• Debt Consolidation Loans
• Bad Credit Mortgage Loans
• Home Equity Lines Of Credit (including the QuickClose Equity Line)

Recent EverHome Mortgage Company News

EverHome’s online applications work best with Internet Explorer 5.0 or better.  After the loan is approved EverHome will set up a signing, usually with a local title company.  If the customer has not found a home but wishes to be pre-approved, EverHome will not charge a fee for this service.  EverHome does charge a $275 application fee for all approved applications.  EverHome Mortgage charges a $49.00 annual fee for Home Equity Lines of Credit and an early termination fee if the account is closed within two years.  Various other state and local fees may apply.

In August of 2005 EverHome mortgage made news by announcing its latest product, the QuickClose Equity Line. Offering a “dramatically” streamlined process, loan amounts up to $250,000, underwriting responses in minutes and in-house notary closing that allows borrowers to set up a convenient time to sign papers in their own home, the QuickClose Equity Line is “one of the most customer friendly HELOCs in the market.”

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Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

Bradford Mortgage is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.

This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.