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Kentucky Mortgages (KY)According to The Realty Times, home prices in Kentucky remained steady year-over-year, with sales falling slightly from a year ago. Kentucky real estate has not seen the spike in prices seen in other markets over the past few years. This makes homes in Kentucky relatively affordable compared to many other areas. Mortgage rates fell slightly in early April, making this a good time to purchase or re-finance a home in Kentucky. Quick Kentucky Housing factsPercent of Kentuckians who own a home: 70.8%Percent of Renters in Kentucky: 29.2% Median Kentucky Household Income: $37,270 Best City to live in Kentucky: Crestwood, Kentucky How much house can I afford in KentuckyOne of the biggest problems facing Kentucky homebuyers is figuring out how much house you can afford. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Other factors when trying to decide how much home you can afford are: what is your debt-to-income ratio, do you have other monthly payment obligations (credit cards, student loan debt, etc), and how long do you plan to stay in your home. For help answering these questions and more request a free mortgage quote and let us help you into your future home.Refinancing in KentuckyRefinancing is one of the best ways to make your home work for you. There are two main reasons why people are refinancing today, 1) is to pull money from their home to pay off other high interest debts such as credit cards, and 2) to lock in a lower interest rate. If you currently have an adjustable or interest only loan and need to lock in a low rate for a fixed mortgage, now is a great time to do it.Request a Kentucky Mortgage Quote >>
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