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North Carolina Mortgages (NC)

Looking for the right mortgage in North Carolina? Mortgages, otherwise know as home loans is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. One thing we can guarantee is that with Bradford Mortgage we will find you the best rate in North Carolina, no matter what your credit situation might be.
According to a study by Richard DeKaser, chief economist for National City Corp., real estate in North Carolina is undervalued. Using long-term historic data, properties in North Carolina have room to increase in current value to reach their fair value. The market has not slowed, but showed a 17% increase in the first months of 2006 over last year. Mortgage rates fell slightly in early April, making this a good time to purchase or re-finance a home in North Carolina.

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Quick North Carolina Housing facts

Percent of North Carolinians who own a home: 69.4%
Percent of Renters in North Carolina: 30.6%

Median North Carolina Household Income: $37,315
Average North Carolina credit score: 667

Best City to live in North Carolina: Cary, North Carolina
Median North Carolina Home Value: $108,300

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How much house can I afford in North Carolina

One of the biggest problems facing North Carolina’s homebuyers is figuring out how much house you can afford. With rising rates, and all the loan programs out there it can make your head spin. Use our mortgage calculators to figure out how much you can afford and then contact us so we can find the right loan program for you.

Refinancing in North Carolina

Refinancing is a great way to consolidate all your monthly payments into one low monthly payment and get out of debt once and for all. This type of refinance is commonly called a cash out refi. Other reasons why you might want to refinance is to switch from an adjustable rate mortgage or interest only mortgage to a fixed rate mortgage. Since mortgage rates are still extremely low, it makes sense to refinance sooner then later.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.

Loan Type

State

Zip Code

Type of Loan	Rate* APR*
5 Year ARM	5.821% 5.033%
15 Year Fixed	5.243% 5.288%
30 Year Fixed	5.729% 5.717%
Home Equity Loan	7.420% 5.740%
HELOC	6.305% 6.990%
*Rate & APR Based on The Bradford Index