South Dakota Mortgages (SD)

Home prices in South Dakota have not risen at the frenetic pace of the East and West coasts of the U.S., and therefore are not likely to fall as in those areas of the country that may be experiencing a bubble. So there is less risk associated with purchasing a home in South Dakota compared to many other areas of the country. This also makes homes in South Dakota relatively affordable compared to many other areas. Mortgage rates fell slightly in early April, making this a good time to purchase or re-finance a home in South Dakota.
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Quick South Dakota Housing facts

Percent of South Dakotans who own a home: 66.2%

Percent of Renters in South Dakota: 33.8%

Median South Dakota Household Income: $39,131

Average South Dakota credit score: 710

Best City to live in South Dakota: Sioux Falls, South Dakota

Median South Dakota Home Value: $79,600

How much house can I afford in South Dakota

One of the biggest problems facing South Dakota’s homebuyers is figuring out how much house you can afford. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget.

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Refinancing in South Dakota

If you are looking at rising payments because your adjustable rate mortgage or interest only mortgage is about to mature, or you have a ton of credit card debt – it is probably time to refinance.  Refinancing your current mortgage is a great way to pull money out to pay for life’s large expenses, and make sure you get locked into a low fixed rate payment. 

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.