Utah Mortgages (UT)

Looking for the right mortgage in Utah? Mortgages, otherwise know as home loans is what you need if you want to refinance, buy a new home, get a home equity loan, or any other of the mortgage options that we offer. One thing we can guarantee is that with Bradford Mortgage we will find you the best rate in Utah, no matter what your credit situation might be.

The housing market in Utah is benefiting from the high cost of housing in the West. Prices in Utah have been moderate by comparison, and many are fleeing higher cost states for more affordable Utah. The economy has been picking up the past few years, with job creation second in the nation, and Utah is the fifth fastest growing state. New housing is being built, and inventories are increasing, which will moderate rapid price increases. With mortgage rates falling slightly in early April, now is a good time to purchase or re-finance a home in Utah.

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Quick Utah Housing facts

Percent of Utahians who own a home: 71.5%

Percent of Renters in Utah: 28.5%

Median Utah Household Income: $49,116

Average Utah credit score: 683

Best City to live in Utah: Centerville, Utah

Median Utah Home Value: $146,100

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How much house can I afford in Utah

Because of the high cost of housing, one of the biggest problems facing Utah’s homebuyers is figuring out how much house you can afford. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget.  When using our calculators make sure to include all your required monthly payments such as: credit card payments, student loans, and car payments.  One payment most new home owners forget is your Utah property tax.  Make sure to keep that in mind.

Refinancing in Utah

If you have some sizeable debt, or a mortgage that is about to go adjustable it might be time to think about refinancing.  Refinancing will allow you to pay off all your high interest debt and lock in a low fixed monthly payment.  Since mortgage rates are still low, make sure to refinance before rates rise again.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.