West Virginia Mortgages (WV)

Home prices in West Virginia have not risen at the frenetic pace of the East and West coasts of the U.S., and therefore are not likely to fall as in those areas of the country that may be experiencing a bubble. So there is less risk associated with purchasing a home in West Virginia compared to many other areas of the country. This also makes homes in West Virginia relatively affordable compared to many other areas. Mortgage rates fell slightly in early April, making this a good time to purchase or re-finance a home in West Virginia.

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Quick West Virginia Housing facts

Percent of West Virginians who own a home: 75.2%

Percent of Renters in West Virginia: 24.8%

Median West Virginia Household Income: $31,397

Average West Virginia credit score: 679

Median West Virginia Home Value: $72,800

How much house can I afford in West Virginia

One of the biggest problems facing West Virginia’s homebuyers is figuring out how much house you can afford. We have some great mortgage calculators that can help you figure how much home will fit into your monthly budget. Don’t forget there are many other home options out there specifically for West Virginia’s residences. We work with local and national lenders to make sure that you get the best rate possible.

Refinancing in West Virginia

Three of the most common reasons people are refinancing today are: 1) to consolidate high interest debt and lock in one low monthly payment, 2) to switch their mortgage from an interest only or adjustable rate mortgage to a fixed rate mortgage, or 3) to pull money from their home to pay for new home improvements or pay for other larger purchase.  If you have ever thought about refinancing, now would be a good time because mortgage rates are still at historic lows and will probably rise soon.

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This site is not a broker and does not collect or solicit mortgage applications. Content is for informational or comparison purposes only. Services are not available in New York. Products and services may not be available in all other states.